Important Disclaimers

Notaro Wealth Advisory ("NWA") is a D.B.A. for the company name "Vector Asset Management LLC."  NWA is a SEC-registered investment Advisor ("RIA"), located in Tokyo, Japan. NWA provides investment advisory and related services for clients nationally in the United States and U.S. citizens living outside the United States. NWA will maintain all applicable registrations and licenses as required by the SEC. 

 

Terms of Use

• Please read these terms and conditions of use (“Terms”) carefully before using the website located at www.notarowealthadvisory.com (“Website”) or any of the information or services provided by Notaro Wealth Advisory (collectively "NWA", "Vector Asset Management LLC“, Vector”, “we”, “our”, “us”) in connection with the Website. By using the Website, you acknowledge that you have read and understood these Terms and agree to be legally bound by them. If you do not accept and agree to these Terms, you are not an authorized user of the Website or any of the information or services provided by NWA in connection with the Website and should promptly terminate all use thereof. The terms “you” and “your” mean you and any entity you may represent in connection with the use of the Website. You may use your browser to download or print a copy of these Terms for your records.

• NWA reserves the right to change, modify, add to, or remove portions of these Terms at any time for any reason. We suggest that you review these Terms periodically for changes. Such changes shall be effective immediately upon posting. You acknowledge that by accessing our Website after we have posted changes to these Terms, you are agreeing to these Terms as modified.

• These Terms were last updated on Jun 2, 2025.

 

Services and Limitations for Clients located in Japan

​

Important Disclosure and Disclaimer
NWA is a Financial Planner (FP) providing general financial education, life planning, and household budgeting services. Please be advised of the following regarding my services in accordance with the Japanese Financial Instruments and Exchange Act:

• No Investment Advice: NWA is not registered as an "Investment Advisory and Agency Business Operator" with the Financial Services Agency of Japan. Therefore, NWA cannot and will not provide specific investment recommendations, buy/sell timing, or analysis of specific securities (stocks, bonds, or specific mutual funds).

• Educational Purpose: Any discussion regarding investment concepts (such as diversification, asset allocation, or historical market data) is for educational and illustrative purposes only.

• Client Responsibility: All investment decisions are made at the sole discretion of the client. NWA does not manage client assets or execute trades on behalf of clients.

• No Guarantees: Any financial projections or growth rates used in life-planning simulations are hypothetical and do not guarantee future results.

【重要事項説明・免責事項】
NWAはファイナンシャル・プランナー（FP）として、家計管理、ライフプランニング、および一般的な金融教育サービスを提供しております。日本の金融商品取引法に基づき、以下の点をご確認ください。

• 投資助言の禁止: NWAは金融庁への「投資助言・代理業」の登録を行っておりません。したがって、特定の有価証券（株式、債券、特定の投資信託など）の売買の推奨、売買タイミングの指示、および個別銘柄の価値分析を提供することはできません。

• 教育目的の提供: 投資の概念（分散投資、資産配分、過去の市場データなど）に関する説明は、あくまで教育およびシミュレーション目的の情報提供に限られます。

• 自己責任の原則: 最終的な投資判断は、お客様ご自身の責任において行われるものとします。NWAはお客様の資産を管理したり、売買を代行したりすることは一切ありません。

• 将来の保証: ライフプラン作成において使用する運用利回り等の数値は、あくまで仮定の計算用数値であり、将来の運用成果を保証するものではありません。

​

Risk Disclosures

• Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that the future performance of any specific investment or investment strategy will be profitable. 

• Asset allocation may be used in an effort to manage risk and enhance returns. It does not, however, guarantee a profit or protect against loss. The performance of the asset allocation strategies depends on the underlying investments.

• This website is intended to provide general information about NWA and its services. It is not intended to offer or deliver investment advice in any way. Information regarding investment services is provided solely to gain an understanding of our investment philosophy, our strategies, and to be able to contact us for further information.

• Market data, articles, and other content on this website are based on generally available information and are believed to be reliable. NWA does not guarantee the accuracy of the information contained on this website. The information is of a general nature and should not be construed as investment advice.

• Please remember that it remains your responsibility to advise NWA, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services.

• NWA will provide all prospective clients with a copy of our current Form ADV, Part 2A ("Disclosure Brochure"), and the Brochure Supplement for each advisory person supporting a particular client. You may obtain a copy of these disclosures on the SEC website at http://adviserinfo.sec.gov, or you may contact us to request a free copy via .pdf or hardcopy.

 

Email Disclosures

• NWA often communicates with its clients and prospective clients through electronic mail (“email”) and other electronic means. Your privacy and security are very important to us. Vector makes every effort to ensure that email communications do not contain sensitive information. We remind our clients and others not to send NWA private information over email. If you have sensitive data to deliver, we can provide secure means for such delivery.

• Please note: NWA does not accept trading or money movement instructions via email.

• As a registered investment advisor, NWA emails may be subject to inspection by the Chief Compliance Officer (“CCO”) of NWA or the securities regulators.

• If you have received an email from NWA in error, we ask that you contact the sender and destroy the email and its contents.

• For a copy of the NWA Privacy Policy, please click to download below. 

• If you have any questions regarding our email policies, please contact us by clicking "contact us" at the top of the page.

 

Social Websites

• NWA may utilize third-party websites, including social media websites, blogs, and other interactive content. NWA considers all interactions with clients, prospective clients, and the general public on these sites to be advertisements under the securities regulations. As such, NWA generally retains copies of information that NWA or third parties may contribute to such sites. This information is subject to review and inspection by the CCO of NWA or the securities regulators.

• Information provided on these sites is for informational and/or educational purposes only and is not, in any way, to be considered investment advice nor a recommendation of any investment product. Advice may only be provided by NWA's advisory persons after entering into an advisory agreement and providing NWA with all requested background and account information.
  
  If you have any questions regarding our policies, please contact us by clicking "contact us" in the menu at the top of the webpage.